Filed under: College, Extracurriculars, Shopping, Technology, School
The dorm rooms have been cleaned and a steady buzz of techno is drifting from the corner suite which can mean only that school is back in session. Getting back in the swing of things can be a challenge but here are 10 applications for your Android phone to make the school year easier and, best off all, most of them are free.
Filed under: Banks
The free checking account as we know it is likely at the start of its death throes.
This is according to Hank Israel, a director at Novantas, a consulting firm for the banking and credit card industry and which, last week, was featured in a WalletPop post about credit card rewards. Israel was interviewed on “The CEO Show,” a syndicated radio program, predicting the demise of the free checking account, and when I heard about that, I figured I had to talk to him.
Filed under: Debt, Home, Real Estate, Recession, Bankruptcy, Video, The2MortgageGuys
Are you struggling to make your house payment each month? Part of the housing bill passed by President Obama included a program called Making Home Affordable Modification. It’s designed to allow your servicing provider a method to make adjustments to your mortgage so you can afford the house payment and prevent going into foreclosure.
Filed under: Retire
It’s hard to imagine, but it’s true: two years after one of the greatest stock market drubbings in history, at a time when most people will need to put their saving into overdrive to recoup what they’ve lost, the IRS may actually reduce the amount you’re allowed to contribute to your 401(k) in 2010.
And it isn’t even really its fault: 401(k) contribution limits are indexed to inflation. A temporary decline in prices has led to deflation in recent months — and that could mean a decline in 401(k) limits to $16,000, which would be down $500 from this year’s max, according to the USA Today.
Filed under: Banks, College, Kids and Money, School
Right about now there are a lot of college freshmen either starting classes or packing up the car with Mom and Dad to head off for school. And while it probably isn’t the first thing on anyone’s minds, eventually the question may arise: Where am I going to do my banking?
Filed under: Banks, College, Kids and Money, School
Right about now there are a lot of college freshmen either starting classes or packing up the car with Mom and Dad to head off for school. And while it probably isn’t the first thing on anyone’s minds, eventually the question may arise: Where am I going to do my banking?
Filed under: Borrowing, Budgets, Debt, Transportation
Now that Cash For Clunkers has come to a merciful conclusion, I thought it would be fun to post this video of get-out-of-debt guru Dave Ramsey explaining on his FOX Business show why Cash For Clunkers was such a horrible program. Check out the clip below, courtesy of Hulu.
For 50 million Americans currently collecting Social Security, the news that they will receive no yearly cost-of-living adjustment this year for the first time since the COLA was added to the program in 1975 is distressing. However, is it unfair?
The COLA is based on the Bureau of Labor Statistics’ Consumer Price index, a monthly and yearly computation that more or less reflects the change in prices of 200 products. The products fall within eight categories; Food and Beverages, Housing, Apparel, Transportation, Medical Care, Recreation, Education and Communication, Other goods and services. It does not include income and Social Security tax, or changes in value of investment items and real estate.
Filed under: Borrowing, Debt, Home, Real Estate, Recession, Video, The2MortgageGuys
Are you currently upside down in your home mortgage? Could life be a little easier with a lower interest rate and mortgage payment? The Making Home Affordable Refinance was created to allow you the opportunity to refinance your current mortgage when you normally wouldn’t qualify to do so.