Filed under: Banks
If you’ve been trying to log onto Bank of America’s web site today, with no luck, it’s not your imagination or your computer’s fault — B of A’s Web site is down. Or at least it was at the time of this writing — and had been throughout much of Friday morning and the early afternoon.
If you try to log onto its site, you’ll get a “problem loading page” notice (if you’re using Firefox).
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Filed under: Debt, Bankruptcy, Credit Cards
Not long ago, we shared the experiences of several Americans who had climbed their way out of deep debts. Their tales touched a nerve with readers who shared their own harrowing stories of their experiences with debt collectors. Some of these agents treated their debtors professionally; others, less so. Readers described dodging collection calls and hanging up on agents.
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Filed under: Credit, Insurance, Credit Reports, Credit Cards, Insurance – Car Insurance
You might expect a plunging credit score to affect your ability to qualify for a car loan or how high the interest rate on your credit card will soar. But too often Americans don’t realize a plunging credit score can cost them big bucks on insurance premiums.
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Filed under: Banks, Technology
Wells Fargo recently surveyed 1,000 online banking customers and discovered that it’s the 30-somethings who are more likely to use an online bank Web site, mobile banking and other Internet-related tools to manage their finances.
The 30-something folks are also using social networking, advanced photo and film technologies, and career networking sites more often than other respondents. (Continue the story…)
Filed under: Credit, Debt, Bankruptcy

It’s no secret that Americans’ paychecks and bank account balances have taken it on the chin during the past two years. With a record number of mortgage defaults and declared bankruptcies, it’s a safe bet that more and more of those who once had good – or even average – credit are now living with a bad credit score.
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Filed under: Home, Real Estate, Retire, Technology, Transportation, Retirement Advice
Older home owners and the builders of senior housing have a bit of a communication gap, according to a recent survey.
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Filed under: College

The New York Times reports on the ease with which a few small colleges are boosting applications with clever direct mail marketing campaigns — that look a lot like credit card offers.
The mass mailings are designed to make the prospective applicant feel special: envelopes marked “distinctive candidate application” contain letters offering a waiver of application fees and essay requirements — and in some cases, a decision can be yours in just three weeks. (Continue the story…)
Filed under: Banks, Home, Real Estate, Mortgages
With more and more “distressed” (foreclosed) homes up for sale, a bank-owned home may be the way to go if you are considering buying a house.
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Filed under: Insurance, Health, Insurance-health
When you think about whether or not you want the insurance companies or the government making decisions about the health care you receive, you probably quickly answer neither. But unfortunately, that’s not an option unless you can afford to pay for all your health choices out of pocket without carrying a health care insurance policy.
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Filed under: Banks, Shopping, Technology
Despite the use of anti-virus programs, the safety of banking and shopping online continues to be threatened by hackers and malicious software creators who take advantage of the fact that most of us use the same computer to bank online as we do to play on Facebook or let our kids, and their friends, surf the Internet. Mixing business and pleasure is a cause for concern because criminals will often use your visit to an innocuous page to infect your computer, allowing them to gain access to your banking and other private information.
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