Filed under: Credit, Debt, Retire, Bankruptcy, Retirement Advice
Small mistakes can have a big impact on a retiree’s financial security; SmartMoney magazine calls these four glitches the most costly errors:
Filed under: Credit, Debt, Retire, Bankruptcy, Retirement Advice
Small mistakes can have a big impact on a retiree’s financial security; SmartMoney magazine calls these four glitches the most costly errors:
“If you want what somebody has, do what they do.”
That’s what I thought as I stepped into the swank Beverly Hills home of otolaryngologist Dr. Murray Grossan, who, at 87, still practices over 20 hours a week.
Filed under: Banks, Recession, In the News
A majority of Americans may be down on the economy, but 75% of small business owners feel that they will meet or beat their goals by the end of this year, according to a recent survey by Ink from Chase, the business card portfolio from Chase Card Services.
Filed under: Budgets, Credit, Debt, Credit Cards
The recession may have officially “ended,” but chances are your financial struggles are far from behind you.
Filed under: Banks
If you have an unfortunate history of racking up overdraft fees and you live anywhere near a Huntington National Bank, you may want to open an account there.
Last week, the bank, which has locations in Ohio, Indiana, Michigan, West Virginia, Kentucky and Pennsylvania, announced a new policy on overdraft fees. It’s called 24-Hour Grace. The 24-hours is the period from midnight of the day the checks and deposits are processed to midnight of the following day. (Continue the story…)
Filed under: Debt, Retirement Advice, Student Loans
If you are getting married, these economically troubled times call for tough prenuptial agreements.
Filed under: Banks
Now that the CARD Act as well as legislation requiring banks to give customers a choice about overdraft fees is in place, banks have begun responding predictably, this article says: They’re adding new fees and jacking up the ones that already existed.
The article linked to above lists the new-and-increased fees at many of the nation’s major banks, and that list includes some doozies. Some of them have been around for a while, but are creeping into other areas; for instance, while Bank of America rolled out annual fees on some credit cards earlier this year, now it’s adding new monthly maintenance fees to certain kinds of checking accounts, as well. It appears that a growing number of banks will be adding monthly maintenance fees — some as high as $30! — to some customers’ accounts unless certain requirements are met. (Continue the story…)
Filed under: Retire
If you plan on retiring soon, New Hampshire is the best state to retire in, and Nevada the worst. You can stop reading now and save yourself some time, or read on to find out more about the latest of many such lists of the best and worst places to retire.
It must be an unwritten rule for anyone trying to sell something to people about to retire: Put together an annual list of the best and worst places to retire. The ratings are sure to attract readers who expect to move to less-expensive cities after they stop working, as WalletPop pointed out only five months ago in a story about how to pick a place to enjoy life after a lifetime of work ends.
Filed under: Banks, Technology, Credit Cards
While we’ve seen credit cards becoming part of our gadgets, like the iPhone VISA case, there’s another movement underfoot to revolutionize what a credit card or debit card looks like and how you use it. The Card 2.0 is a new-concept credit card that isn’t just changing the way you keep your card secure, but allowing you to cut down on the cards in your wallet without closing an account.