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If nothing else, the health care reform debate has produced a reliable punching bag: the insurance companies.

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nuclear option for health bill forced by bipartisanshipAfter a very public display of partisanship at President Barack Obama’s health care summit on Thursday, the public clearly saw that no real attempt at bipartisanship is possible on the health bill. If the Democrats want to pass health care legislation this year they most likely will need to use what’s commonly called the “nuclear option,” but officially called, in Senate terms, “reconciliation” to solve differences between bills passed by the Senate and House. Generally these bills cannot include provisions that are “extraneous” to taxing and spending.

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As millions of people lose their employer-based health insurance after being laid off, they seek desperately to find affordable health coverage. Unfortunately many people get caught up in discount heath schemes rather than real health insurance coverage.

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California health care premiums skyrocketCalifornians who get their individual health insurance from Anthem Blue Cross, the largest insurer for individuals who don’t have access to group health insurance in California, got notice of increases in their premiums of as much as 39% on March 1. This is the second year in a row for many who faced an increase of 41% last year.

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homeIn these uncertain times potential homebuyers continue to sit on the sidelines because they are concerned that a job loss could kill their dreams to own a home.

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auto insuranceYou might expect a plunging credit score to affect your ability to qualify for a car loan or how high the interest rate on your credit card will soar. But too often Americans don’t realize a plunging credit score can cost them big bucks on insurance premiums.

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When you think about whether or not you want the insurance companies or the government making decisions about the health care you receive, you probably quickly answer neither. But unfortunately, that’s not an option unless you can afford to pay for all your health choices out of pocket without carrying a health care insurance policy.

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Annie and Doug Schulte each have health insurance through their jobs. She works for a tiny nonprofit, and he is a truck driver.

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In 2002, voters of California passed a law mandating that HMOs, which serve nearly 21 million people in California, offer more timely access to medical care. Now the California Department of Managed Health Care finally is ready to implement those new rules, to be unveiled Wednesday at Cedars-Sinai Medical Center in Los Angeles, according to a story in today’s Los Angeles Times. California says it is the first state to set time standards for HMOs.

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In 2002, voters of California passed a law mandating that HMOs, which serve nearly 21 million people in California, offer more timely access to medical care. Now the California Department of Managed Health Care finally is ready to implement those new rules, to be unveiled Wednesday at Cedars-Sinai Medical Center in Los Angeles, according to a story in today’s Los Angeles Times. California says it is the first state to set time standards for HMOs.

(Continue the story…)